No credit, no problem. Our team helps working families and first-time buyers get approved. We also accept passports or photo IDs.
We help blue collar workers, families, and first-time buyers get approved the same day with flexible financing. Simple Auto offers Buy Here Pay Here options and a bilingual team that makes it easy to drive with confidence. No matter your credit history, we work with you directly. Whether you’re in Garland, Mesquite, or East Dallas, we’ve got the car and support to get you approved today.
Explore our hand-picked inventory of vehicles ready for hard-working drivers and families across DFW—Mesquite to McKinney.
At Simple Auto, we believe everyone deserves a second chance and a safe, reliable vehicle—no matter their credit history. That’s why we go beyond the typical dealership experience with in-house financing, bilingual support, and quality cars backed by real warranties. Our team is here to serve the Dallas-Fort Worth community with respect, transparency, and flexible options that put you in the driver’s seat.
Buy Here Pay Here in Dallas, TX. No banks and no hassle!
Reliable Used Cars – Hand-Picked and Fully Inspected for Peace of Mind
Your story matters more than your credit score, always
No license? No problem. We offer flexible ID options.
At Simple Auto, we believe buying a car shouldn’t be stressful, confusing, or out of reach. Whether you’ve had credit challenges or you’re just starting out, we’re here to offer a better way forward. With in-house financing, flexible approval options, and a team that treats you like family, we’re putting the power back in your hands.
We’ve helped thousands across DFW get cars they love—no pressure, no judgment, just honest, easy car buying.
EXCELLENT Based on 4570 reviews Nikki Love2025-04-19Trustindex verifies that the original source of the review is Google. Frank is amazing! He helped me get a car when others turned me down. He is a cool guy and he and the finance team did all they could to make sure I left in a car. I took 1 star away because they sold my suv I wanted before I arrived. But it’s okay because I left in a luxury vehicle. Thank you Frank Kimberly Standoak2025-04-19Trustindex verifies that the original source of the review is Google. Awesome customer service treat you like family I love my new car 🥰 Sales DFW Hightech Signs2025-04-16Trustindex verifies that the original source of the review is Google. Ralph...My Man. I stepped into the location with one vehicle in mind. Nothing more, nothing less. Outside of the protocols of procedures, this meeting went tremendously well. In less than a days time, went from seeing vehicle online, to driving off with it. Thanks all around for Ralph and Angel and the rest of the great staff that assisted in making this happen. Marianna Rangel2025-04-15Trustindex verifies that the original source of the review is Google. Frank was a helpful salesmen, answering all the questions i had, Got me the vehicle i wanted when other places told me no, super cool salesmen! 10/10 definitely recommend this lot ask for frank Kameron Robinson2025-04-14Trustindex verifies that the original source of the review is Google. Came in , applied with Frank he assisted me with my approval might I say he has great customer service, he's patient and allowed me to pick from a various of options. I'm grateful for having him as my salesman and allowing me and my family to get back to riding . Thank you Frank!! Maricela Moreno2025-04-12Trustindex verifies that the original source of the review is Google. Frank was a pleasure to deal with . Go check him out!!! Terry Harris2025-04-09Trustindex verifies that the original source of the review is Google. The service was wonderful Eric is always helpful. He help our family with our second car. Just amazing and wonderful to have him help me today J Cooper2025-04-04Trustindex verifies that the original source of the review is Google. Walked in today looking for a car. Frank was very thorough and patient! I walked out with my vehicle and a blessing! Thank you Simple Auto & Frank! Nelly Garcia2025-04-02Trustindex verifies that the original source of the review is Google. Amazing customer service very helpful and most sale person frank Moreno has been very helpful towars me getting into a car that I like so much. Will definitely recommend family members.
At Simple Auto, we know a car is more than a ride—it’s freedom and peace of mind. That’s why we help hardworking Texans move forward with honest service and flexible financing—no matter their credit
Whether you’re rebuilding, relocating, or just getting started, our team sees you—not your credit score. With passport-friendly approvals, bilingual support, and friendly service, we’ll help you drive confidently in a car you can count on
At Simple Auto, we treat you like a person—not a number. Whether you live in Mesquite, Garland, or Plano, we’ll work with your whole situation—not just your credit score—to get you driving today. From flexible payment plans to a wide selection of reliable used cars, we’re here to help you drive away with confidence.
Whether you’re near East Dallas, Garland, Mesquite, or anywhere in the DFW metroplex, Simple Auto has a location close to you! Visit us at either 8045 E R L Thornton Fwy. We’re proud to serve drivers from all over the Dallas-Fort Worth area with quality vehicles and flexible financing. Tap the map below for directions!
Whether you’re near East Dallas, Garland, Mesquite, or anywhere in the DFW metroplex, Simple Auto has a location close to you! Visit us at either 8045 E R L Thornton Fwy or 11700 Garland Rd in Dallas, TX. We’re proud to serve drivers from all over the Dallas-Fort Worth area with quality vehicles and flexible financing. Tap the map below for directions!