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Used car dealership in Dallas, Texas

Simple Auto Finance is a used car dealership in Dallas, Texas, near Mesquite, Garland, Plano, Carrollton, and McKinney.

Simple Auto Finance is a used car dealership in Dallas, Texas, near Mesquite, Garland, Plano, Carrollton, and McKinney.

Car loans for any credit score

Whether you’ve got good credit, bad credit, or no credit history, our goal is to approve 100% of car loan applications. From buy here, pay here in-house financing to special financing programs and traditional lender partners, we find car loan financing that works for you. If you’ve been turned down by other dealerships, come see how we can get you into a quality used vehicle.

Get pre-approved
Woman driving car while smiling
Car loans for any credit score
Woman driving car while smiling

Whether you’ve got good credit, bad credit, or no credit history, our goal is to approve 100% of car loan applications. From buy here, pay here in-house financing to special financing programs and traditional lender partners, we find car loan financing that works for you. If you’ve been turned down by other dealerships, come see how we can get you into a quality used vehicle.

Person resting on a sofa with cellphone in hand

Late model & 1-owner cars for sale

From diesel trucks to compact sedans, we carry an outstanding selection of used cars for sale including many late model and 1-owner vehicles. Before hitting our dealership lot, every vehicle we sell must pass a multi-point inspection and receives an average of $1,000 worth of detailing and auto service reconditioning work to offer the highest quality used cars, trucks, and SUVs for any budget.

Find your car
Late model & 1-owner cars for sale
Person resting on a sofa with cellphone in hand

From diesel trucks to compact sedans, we carry an outstanding selection of used cars for sale including many late model and 1-owner vehicles. Before hitting our dealership lot, every vehicle we sell must pass a multi-point inspection and receives an average of $1,000 worth of detailing and auto service reconditioning work to offer the highest quality used cars, trucks, and SUVs for any budget.

Buy a car, build your credit

When you get approved for our buy here, pay here financing you’ll be on your way to building or repairing your credit score with every on-time payment you make. We truly care about our customers and will work with you to find the best car loan option for you with flexible payment schedules and several financing options to help you get back on your feet and one step closer to driving your dream car.

Get pre-approved
Young man smiling with arms crossed
Buy a car, build your credit
Young man smiling with arms crossed

When you get approved for our buy here, pay here financing you’ll be on your way to building or repairing your credit score with every on-time payment you make. We truly care about our customers and will work with you to find the best car loan option for you with flexible payment schedules and several financing options to help you get back on your feet and one step closer to driving your dream car.

Why choose us?

$1,000

average invested in every car before sale

$250

more than CarMax for great trade-in cars

100%

car loan approval is our goal

14+

years serving the Dallas, TX community

Why choose us?

$1,000

average invested in every car before sale

$250

more than CarMax for great trade-in cars

100%

car loan approval is our goal

14+

years serving the Dallas, TX community

What our customers say

What our customers say